Clients can now add health insurance to their contractors' contracts. This article explains how they can do so.

Adding Health Insurance During Contract Creation

✅ Step 1 - Add Health Insurance

During the contract creation process, navigate to the Benefits & Extras step and click Add next to the health insurance option.

Note

This option will only be available if the contractor is a resident of one of the supported countries (listed in the FAQ)

✅ Step 2 - Add the contractor's information

✅ Step 3 - Add the health insurance coverage

Clients have the option to add extended coverage. 

This add-on is required for:

• Residents of Hong Kong or Singapore.
• Independent contractors (ICs) staying in Hong Kong, Singapore, or the USA for over 30 days.

✅ Step 4 - Select the insurance plan

All health insurance plans are 12 months minimum.

✅ Step 5 - Review and submit

Review the health insurance summary, click Submit, and continue with the contract creation.

Adding Health Insurance to an Existing Contract

✅ Step 1 - Select the contract

From the homepage, go to the People icon, click the All People tab, and select the contractor.

✅ Step 2 - Add health insurance

Select the health insurance option and click Add Coverage.

Note

This option will only be available if the contractor is a resident of one of the supported countries (listed in the FAQ)

✅ Step 3 - Add the health insurance coverage

Clients have the option to add extended coverage. 

This add-on is required for:

• Residents of Hong Kong or Singapore.
• Independent contractors (ICs) staying in Hong Kong, Singapore, or the USA for over 30 days.

✅ Step 4 - Select the insurance plan

All health insurance plans are 12 months minimum.

✅ Step 5 - Review and submit

Review the health insurance summary, click Submit

Invoicing

Monthly Payments:

• • Clients are invoiced for all ICs with an active policy.
  • The premium (and, therefore, the invoiced amount) is determined per IC, based on the selected plan, the IC's age, and whether the extended add-on is enabled.

Annual Payments:

• • Clients are invoiced at the time of activation.
  • The premium (and, therefore, the invoiced amount) is determined per IC, based on the selected plan, the IC's age, and whether the extended add-on is enabled.
  • The invoiced amount is prorated because coverage ends (and is auto-renewed) on October 31st each year. This aligns with the SafetyWing policy, which runs from November 1st to October 31st.

Example:
If an IC’s annual premium is $1,200 and their insurance is activated on January 1st, the hiring company will be invoiced for $1,000 (prorated for 10 months).

FAQs

[ACCORDION] Is health insurance available globally?

Coverage is not offered for residents of the following countries:

• American Samoa  
• Canada
• Cuba
• Democratic Republic of Congo
• Iran
• Ireland
• North Korea
• Palau
• Palestine
• Puerto Rico
• Saudi Arabia
• Somalia
• South Sudan
• Sudan
• Syria
• United Arab Emirates
• US Guam
• US Virgin Islands
• USA

Coverage is offered worldwide except for the following countries:

Cuba, Iran, North Korea, Somalia, South Sudan, Sudan, Syria.

[ACCORDION] Will the health insurance be canceled after 12 months? Do clients need to review it?

After 12 months the health insurance will be auto-renewed, unless the client advise us otherwise.

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