This article is for clients who want to use ACH as a payment method.
Automated Clearing House (ACH) is the most convenient payment method for clients with US-based bank accounts because it is quicker, more convenient, and less expensive than wire SWIFT transfers.
In this article:
Adding ACH as a payment method
✅ Step 1 – Open your Payment Methods
Select (1) the Organization Settings tab on your dashboard and then click (2) Payment Methods
✅ Step 2 – Click the blue Add Payment Method box
✅ Step 3 – Select the Automated Clearing House (ACH) option
✅ Step 4 – Connect your ACH bank account to Deel
You will have two options to connect ACH to Deel - Plaid and manual verification.
We recommend Plaid as it is the faster option.
✅ Step 5 – Follow Plaid instructions to connect account
Plaid will need to connect with your bank account and verify some personal details.
Select your bank and follow the prompts on the pop-up windows
✅ Step 6 – Click Save Payment Method
We will provide step-by-step instructions on how to manually verify your ACH account if you wish.
Please note, manual verification will take one to two business days.
After you provide your bank account number and routing number, Deel will send two small micro-deposits to your account.
You will have three attempts to verify the exact amount of these micro-deposits.
After three failed attempts, you will be prompted to contact Deel Customer Support for further assistance.
Making a payment with ACH
You can easily pay contractors and employees with an ACH bank transfer. Clients who pay via bank transfer will be able to lock in their exchange rate and fees when they generate the invoices for payment.
✅ Step 1 – Click Pay on your Dashboard
Your personalized Dashboard will show you have many payments are due.
You can also access this information from the Contracts tab.
✅ Step 2 – Select contractors you are including in the payment
By default all teams will be checked so you can pay everyone at once.
However, you can mass unselect all your teams and choose only individual contractors you wish to pay.
Then click Continue
✅ Step 3 – Select the bank transfer option
Your preferred payment method will automatically be the default, but you can always switch to a different method as desired.
✅ Step 4 – Select bank currency and click Continue
✅ Step 5 – Click Confirm and Pay
Carefully review the payment summary box. For your benefit, the Deel fee and the payment processing fee are listed separately.
Deel must receive the payment by the date listed in the payment summary box. Payment processing times can be between two and seven business days, depending on location.
✅ Step 6 – Pay via bank transfer
You can download the invoice from this page. Once the invoice is generated, you must send the payment manually from your bank and Deel must receive the payment by the listed date.
Make sure you choose correctly between a local transfer or international (SWIFT) bank transfer depending on the payment location.
Please check that your bank account number and routing number are entered correctly.
Important! Please copy the Deel reference number listed in the details box.
This number is how we reconcile invoices to payments, so please copy the number for your records.
What is Deel's ACH Originator ID?
The ACH Originator ID is a 10-digit unique identifier used to identify entities called originators, which collect payments via ACH debit. Similar to a mailing address, the ACH company ID helps ensure the ACH debit is delivered to the correct account holder.
You may use the following details if your bank needs our ACH Originator ID to send ACH payments or allow ACH debits to your account:
- Company Name: Deel Inc
- Originator Name: Stripe Payments Company
- ACH Originator IDs (also known as a "Debit Block Code"): 1800948598, 4270465600
- Please ensure that all IDs listed above have been cleared by your bank
What is the best invoice payment method for a client with a US-based bank account?
ACH is the most convenient invoice payment method for clients with US-based bank accounts, as ACH transfers are quicker, more convenient, and cheaper.
Wire transfers are also supported; however, they're typically slower and more expensive compared to ACH.