This article is for clients who want to use ACH as a payment method.

Automated Clearing House (ACH) is the most convenient payment method for clients with US-based bank accounts because it is quicker, more convenient, and less expensive than wire SWIFT transfers.

In this article:

How to Add ACH as a Payment Method

Manual Verification for Adding ACH

How to Make a Payment With ACH

Frequently Asked Questions

Adding ACH as a Payment Method

✅ Step 1 – Open  Billing & Payments

Select the Organization Settings icon on the home page, then select View for the Billing & Payments card.

✅ Step 2 - Select Payment Methods

✅ Step 3 – Click Add Method 

Select Link a Payment Method to bring up the list of payment options.

✅ Step 3 – Select Automated Clearing House (ACH) 

Select ACH Direct Debit, and click Continue.

✅ Step 4 – Connect the ACH bank account to Deel 

Clients will have two options to connect ACH to Deel - Plaid and manual verification.

We recommend Plaid as it is the faster option.

Click Continue 

✅ Step 5 – Follow Plaid instructions to connect the account

Plaid will need to connect with the client's bank account and verify some personal details.

Select the bank and follow the prompts on the pop-up windows

✅ Step 6 – Click Save Payment Method

Manual Verification 

We will provide step-by-step instructions on how to manually verify the ACH account if needed.

Please note, that manual verification will take one to two business days.

After the client provides their bank account number and routing number, Deel will send two small micro-deposits to the account.

Clients will have three attempts to verify the exact amount of these micro-deposits.

After three failed attempts, they will be prompted to contact Deel Customer Support for further assistance.

Making a Payment With ACH

Clients can easily pay contractors and employees with an ACH bank transfer. Clients who pay via bank transfer will be able to lock in their exchange rate and fees when they generate the invoices for payment.

Local bank transfers can take two to three business days to process.

International (SWIFT) bank transfers can take three to seven business days to process

✅ Step 1 – Click Pay on the home page

The home page will show that payments are due. This information can also be accessed by clicking the Payroll icon and then the Payments tab.

Note: The Payments tab is enabled only for organization-approved payers.

✅ Step 2 – Select the contractors intended for payment

Use the filters to select invoices by contract type, currency, entity, group, and more.

By default, all invoices will be checked, enabling payment for everyone at once. However, it is possible to mass unselect and choose only the specific individuals for payment.

The estimated total due for all selected invoices will be presented in USD. When the payment flow is initiated to begin paying workers, the currency can be changed, and the new amount and currency will be reflected on the platform.

✅ Step 3 – Link payment method

We recommend linking a payment method to pay the group.

Clients can use Brex as a linked payment method for US bank accounts.

✅ Step 4 – Select ACH as a payment choice

Select ACH Direct Debit and click Continue.

The client's US bank account must be verified in order to add ACH as a payment option.

✅ Step 5 – Select bank currency and click Continue

✅ Step 6 – Review payment summary

Carefully review the payment summary box. For the client's benefit, the Deel fee and the payment processing fee are listed separately.

Payment processing times can be between two and seven business days, depending on location.

Click Confirm to pay via transfer.

Please copy the Deel reference number listed in the invoice details box. 

This number is how we reconcile invoices to payments, so please copy the number for records.

FAQs