Deel Clients have many payment methods available to settle their invoices.
While Direct Debit is the recommended method, some clients may need to send international bank transfers through the SWIFT network.
Local bank transfers can take two to three business days to process.
International (SWIFT) bank transfers can take three to seven business days to process
The Payments tab is only visible to approved payers. If the user is not an authorized payer, they will not have a payment widget on the home screen and will not see a payment area in the menu
✅ Step 1 – Click Pay on the home page
The home page will show that payments are due. This information can also be accessed by clicking the Payroll icon and then the Payments tab.
Note: The Payments tab is enabled only for organization-approved payers.
✅ Step 2 – Select the contractors to be included in the payment
Use the filters to select invoices by contract type, currency, entity, group, and more.
By default, all invoices will be checked, enabling payment to everyone at once. However, it is possible to mass unselect and choose only the specific individuals for payment.
The estimated total due for all selected invoices will be presented in USD. When the payment flow is initiated to begin paying workers, the currency can be changed, and the new amount and currency will be reflected on the platform.
✅ Step 3 – Select Manual Transfer
Manual transfers are done outside the Deel platform through local bank accounts.
Based on the country and currency the clients select, they will see the relevant details for making either a local transfer or a SWIFT transfer.
✅ Step 4 – Select Bank Transfer
✅ Step 5 – Add transfer details
Based on the country and currency selected, clients will see the relevant details for making either a local transfer or a SWIFT transfer.
✅ Step 6 – Review payment summary
Confirm the details are correct and click Continue to Pay.
After generating the invoices, clients must send payment from their bank account.
Note: clients won’t be able to make changes after generating the invoices.
✅ Step 7 – Send money from the bank
Clients can download the invoice on this page. Once the invoice is generated, clients must send the payment manually from their bank.
If we receive the funds late, then the workers may be paid late.
Please copy the Deel reference number listed in the invoice details box.
This number is how we reconcile invoices to payments, so please copy the number for own records.
Frequently Asked Questions
[ACCORDION] What do the “OUR,” “BEN,” and “SHA” options mean in the Details of Charges section?
Clients can specify how transfer-related fees are handled when initiating an international bank transfer via SWIFT.
Most banks will charge a transfer fee to send a wire. The sending bank may also need to route the payment through other banks to complete the payment. These are called intermediary or correspondent banks.
Those banks will often also deduct a fee from the amount before it reaches the final recipient. The total amount of these fees depends on the bank and intermediary/correspondent banks involved in processing the payment.
Clients must cover any transfer fees incurred when paying Deel invoices via international bank transfer, including intermediary bank fees—covering the costs guarantees that Deel receives the payment in full and that the contractors get paid on time. Field 71A (Details of Charges) on the form provided by the bank determines who will pay the transfer fees.
When in doubt, please check directly with the bank and confirm that the beneficiary will not be charged transfer-related fees. This ensures contractors can be paid out on time.
|
Note: Always select "OUR" when sending an international wire to Deel. Selecting OUR avoids additional intermediary bank fees and ensures Deel receives the total amount and can settle the payment immediately. |
Options Defined
OUR: The sender covers transfer fees in full. The total transferred amount is delivered to the beneficiary. Payments to Deel must be made with OUR instructions.
BEN: The beneficiary covers the transfer fees. Any fees are deducted from the transfer amount. Therefore, the beneficiary receives the transferred amount net of all fees.
SHA: The transfer fees are shared. The sender covers fees charged by the sending bank. Any fees charged later by intermediary/correspondent banks are deducted. The beneficiary receives the transferred amount net of any intermediary bank fees.