This article explains how clients can set up their own benefits packages on Deel and allow workers to sign up for benefits.
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You can offer your own benefit packages to workers on the Deel platform, regardless of worker type. You no longer need to manually upload monthly deductions from a third-party system.
You can sign up for this feature using your existing benefit plans, or by procuring a worker benefits package through a broker.
We will review and confirm your plan details and the contribution policy, and then upload all of this information into the platform.
We collect all enrollment and deduction data in one place - no additional logins required!
Setting Up Your Benefits Package
✅ Step 1 - Tell us your benefits plan
Contact us with your current plan details and any information or documents you want to provide to your workers. Typically, your broker will prepare these information packets for you.
Please provide your contribution rules (the amount per benefit that you currently cover).
If you don't have a benefits package yet but want to procure one, we can facilitate a discussion with our brokerage partner who is familiar with our reporting needs. But you are not obligated to use our recommended broker.
Please plan ahead, since setting up a new policy in the US can take 8 weeks to complete.
✅ Step 2 - Deel reviews plan details
We'll do the heavy lifting here. We will review the plan details and your contribution policy, and then we set your plan pricing, tiers, and eligibility rules for your workers.
We'll then enter all this enrollment and deduction data into the platform, to create for you and your group members a comprehensive, accessible benefits experience.
✅ Step 3 - Add your workers
Once we finalize the plan configuration, the benefits package will be available to review on the platform for both clients and workers.
You can begin adding benefits to your worker contracts.
✅ Step 4 - Workers complete enrollment
Your workers will be prompted to review the benefit package details and to opt in or out of coverage.
Where applicable, your workers can make per-benefit elections, such as adding family members.
If the deadline passes, your workers can be automatically opted out of coverage.
[ACCORDION] What are the benefit types?
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life insurance
- Pension / 401k
- Worker’s Compensation
[ACCORDION] Can workers add dependents and make per-benefit choices?
Where applicable, employees will be able to make per-benefit level decisions.
This includes being able to add family members as dependents, opting in or out of coverage, and selecting deduction amounts.
[ACCORDION] Who is Deel's partner broker?
In the United States, Deel partners with AHT Insurance brokers.
Please click here to learn more about AHT Insurance.
[ACCORDION] How long does it take to open a policy?
In the US, opening an insurance policy will typically take 8 weeks.
[ACCORDION] When can my workers make changes to their benefits package?
If there is a Qualifying Life Event - life having a baby or getting married - your workers can contact us and we will reopen their enrollment for updates.
Qualifying Life Events are major changes that make you eligible to add or remove dependents from your benefits plan, or to make new plan selections outside of the regular Open Enrollment period.
Your workers can also make changes to their benefits if your company changes its benefit plan offerings.
[ACCORDION] Can I use any broker I want?
Yes. Deel is not involved in creating the benefits plan; we can simply introduce you to a broker.
Any transactions are between the two parties. Clients are not obligated to use the brokers, and any policies opened are between you and the broker, without Deel's involvement.
[ACCORDION] When can my workers start using their benefits?
That is up to you. Benefits will become active for your worker only on your pre-determined date.
Workers will not be able to select an activation date.
You could choose a back-dated activation date, immediate coverage activation, activation after 30 calendar days, or something else.