This article outlines the supported currencies and payment methods clients can use to fund their Deel accounts. Funding your account ensures that you have enough balance to cover upcoming transactions, such as paying contractors, employees, or services on Deel.
For more information on Pre-Funding, please see our article on How Clients Can Use Pre-Funding on Deel
Supported Payment Methods
- The currency and timeline for funding will depend on the payment method you choose. Some methods settle faster than others, and limits may apply.
- Important: When paying via bank transfer, always include your Deel payment reference (as shown on the platform) in the bank payment reference field. Missing or incorrect references can cause delays in processing your funds.
US Clients: If you're paying Deel Payroll – US or US contractors, you must use ACH or bank wire transfers. Other payment methods listed below are available for all other worker types.
Below is a breakdown of the payment methods Deel currently supports for clients. Any methods not listed here are not supported.
| Payment Methods | Supported Currencies & Regions | Limits | Payment Approval Timelines | Transaction Settlement Timelines |
|---|---|---|---|---|
| Credit or Debit Cards |
USD, EUR, GBP Settlement Based on Card Issuer Location US-issued → USD UK-issued → GBP EU-issued → EUR All other regions → USD |
EUR/USD → Up to $1M GBP → Up to £300K |
Up to 1 business day |
Up to 1 business day
|
| Direct Debit |
EUR – via SEPA (SEPA-region banks) GBP – via BACS (UK banks) USD – via ACH (US banks) AUD – via BECS (Australia) CAD – via PAD (Canada) |
None - clients have the option to split transactions when a payment is above the provider limit. |
Deel Payroll – US /Contractors: 2 business days Global: Up to 1 business day |
US: 2 business days Global: 2–6 business days |
| Bank Transfers (Wire) |
AUD, CAD, CHF, CNY*, DKK, EUR, GBP, HKD, HUF, INR*, JPY, KWR*, NOK, NZD, PLN, RON, SEK, SGD, TRY, USD, ZAR
|
n/a |
n/a |
Domestic: 1–3 business days International: 3–7 business days |
| Wise Transfers | AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, MYR, NOK, NZD, PLN, RON, SEK, SGD, TRY, USD | n/a | Up to 1 business day | Up to 1 business day |
| Mercury Transfers | USD | n/a | Up to 1 business day | Up to 1 business day |
| Brex Transfers | USD | n/a | Up to 1 business day | Up to 1 business day |
| Coinbase Account Transfers | USDC | n/a | Up to 1 business day | Up to 1 business day |
| Stablecoins | USDC and USDT | n/a | Instant | Instant |
* Please note that CNY, INR, and KWR are only available for domestic bank transfer at the moment.
Payment Processing Fees
Provider fees will depend on what method selected by the client, and they are subject to change with our available processors.
-
Credit/Debit Card
Cards domiciled in the US or European Union - 2.9% + $0.30 USD
Cards domiciled outside of the US or European Union - 3.9% + $0.30 USD -
Direct Debit
ACH (for USD payments in the US only): $5 USD
SEPA (for EUR payments in SEPA countries only): $5 USD
BACS (for GBP payments in the UK only): $5 USD
PAD (for CAD payments in Canada only): $10 CAD
BECS (for AUD payments in Australia only): $10 AUD - Bank Transfer (multiple currencies via wire): $5 USD
- Brex Payment (must be a Brex account admin): $5 USD
- Coinbase (existing Coinbase account holders): $5 USD
- Mercury (existing Mercury account holders): equivalent of $5 USD
- Wise (existing Wise account holders): equivalent of $5 USD
- Stablecoin: 1.5% of the transaction amount
FAQs
[ACCORDION] How long does it take for a payment to reflect on Deel?
Depending on the method, 1–7 business days. Payment is marked "Paid" once Deel receives the funds.
[ACCORDION] Why can’t I pay my US employees with a credit card?
Deel Payroll – US and contractors must be paid via ACH or wire due to compliance and processing requirements.
[ACCORDION] What happens if I pay late?
Contractors/Employees will only be paid once Deel receives and settles your payment. Delays may result in late payments to workers.
[ACCORDION] Can I use multiple currencies to fund my account?
Yes, as long as the currency is supported by your chosen payment method.
[ACCORDION] Are there any fees for funding my account?
Funding fees depend on the method and currency About Exchange Rates and Fees.
[ACCORDION] How can clients use Tipalti accounts to pay Deel?
Clients will be able to pay Deel via Tipalti after completing an initial payment set-up on their Tipalti account. They will need to log in to Tipalti and submit both the banking details and W9 form to be able to pay us through Tipalti moving forward. The payment on Deel's end looks exactly like a standard bank transfer.
[ACCORDION] Can I fund my account in USDC from any wallet?
No, only Coinbase transfers in USDC are supported at this time.