This article explains how Deel Payroll – US clients can view their 401(k) retirement plans and eligible earnings on the Deel platform.
It’s helpful for understanding the current retirement plan setup for your employees and ensuring accurate benefits tracking.
In this article:
Where to view 401(k) plans and eligible earnings
What you can (and cannot) edit as a client
How to view 401(k) plans and eligible earnings
Clients can access a read-only view of their current retirement plan setup, including plan details and earnings used for 401(k) contribution calculations by following these steps:
✅ Step 1 - Navigate to Entities
Log into Deel and Navigate to Organization Settings.
Click on the Entities card and Select your entity.
✅ Step 2 - Click on Benefits
On the right-hand side of the screen, find the Benefits section and Click on View.
From here, you will see:
A list of active and scheduled 401(k) plans configured for your employees
A tab for Eligible Earnings, showing what types of earnings contribute toward 401(k) calculations
The Eligible Earnings tab helps you understand how your employees’ gross pay is factored into retirement contributions.
What you can and cannot edit as a client
Clients currently have view-only access to 401(k) plan configuration.
All edits or updates, such as creating a plan, modifying match structures, or enrolling employees must be handled by Deel’s Payroll Implementation team.
If you need to:
Add or remove eligible earnings
Create a new 401(k) plan
Modify existing plan match settings
Enroll or exclude employees from a plan
Please contact your Deel Payroll Implementation Manager (PIM) or submit a support ticket.
If you want to change the default plan used for auto-enrollment, your PIM can update this in the platform for you.
Frequently Asked Questions
[ACCORDION]Can I create or edit 401(k) plans as a client?
No. Plans must be configured by Deel using Admin access. Contact your PIM for changes.
[ACCORDION]How are eligible earnings defined?
These are types of earnings (e.g. base salary, bonuses) that count toward 401(k) contributions. You can view them in the Eligible Earnings tab.
[ACORDION]Can I request changes to eligible earnings?
Yes. Submit a request to your PIM, who can make updates on your behalf.
[ACCORDION]What do plan statuses mean?
Scheduled – Plan will begin on a future date
Active – Plan is in effect
Ended – Plan has reached its end date or was ended manually
Cancelled – A scheduled plan was cancelled before activation
[ACCORDION] Can employees be enrolled in multiple 401(k) plans?
No. Each employee can only be enrolled in one plan at a time.